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German Property And Real Estate For Sale Guide

German Property For Sale

Population: 82m

Currency: Euro
Exchange Rate:
Click here for exchange rate details

Capital gains tax is charged at normal income tax rates on property sold within two years of purchase.

There are no restrictions on Foreign Ownership.

Former East German states property holds a generally lower value.

Real Estate Prices In Germany
Range Varies, for example:
From around £80,000 / $115,000 plus for a terraced home.
Detached Homes from £140,000 - £600,000 / $200,000 - $875,000and beyond.
City apartments vary from £300,000 / $440,000 with Munich a premium

Locations to buy property and real estate in Germany
It is popular in Germany to rent. This accounts for over half of the population. Apartments in the cities and suburbs are popular where there can be a shortage of housing. At least 75% of German houses have been built since the second world war, though you are still likely to find many lovely traditional village homes in rural areas. There are many properties in the former East Germany which need modernisation. Rhine and Mosel valleys are popular for rural lifestyles.

Living Costs in Germany
Germany enjoys a very high standard of living with fairly low inflation. The cost of living is higher than some other EU countries but not very different to that of France and the United Kingdom.

Buying real estate and property in Germany
When you have found your property that you want to buy and agreed a selling price, a solicitor/lawyer or notary is required to carry out the legal work and contract obligations, checking that no liabilities exist.
On completion of the sale ofthe real estate, the title deeds are registered with local land registry enabling the title to transfer to the new owner.

Solicitor / Lawyer

A solicitor/lawyer who specialises in conveyance work would normally carry out all the legal work on your behalf, a public notary can also be used when buying real estate.


You would expect to pay a total around 6-7% of the buying price, which comprises of the transfer tax of 2% and notary fee of about 1.5%. The Real Estate Agents fees vary up to 5-6% and would ordinarily be split between the buyer and seller.

Property Tax

Land tax is charged in Germany to cover local services and is rated usually below the current market value and would be around 1% of the rateable value. Non-residents are subject to wealth tax on property owned in Germany of around 0.5%.


You can borrow up to 70% from German banks and building societies and they would normally expect a proven track record of regular monthly savings of up to six years before it is approved. The maximum term would be up to 30 years on a fixed rate of interest.

For more information on buying property in Germany, please visit the German Governments website:

Our guide will not cover all the legal and full financial information for your Real Estate purchase but should enable you to get an idea ofthe financial involvement.

German Embassy
23 Belgrave Square
Tel: +44 (0)207 824 1300
Fax: +44 (0)207 824 1435


4645 Reservoir Rd.
Washington, DC 20007-1998
Tel: (202) 298 4000
Fax: (202) 298 4249 or 333 2653

Email: mailto:

German Property For Sale



















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